Landlords often juggle the risks of missed rent and costly legal proceedings. Rent guarantee insurance (RGI) and legal expense insurance (LEI) promise to shoulder these burdens—but do they deliver when it matters most? In this article, we’ll explore what these insurances cover, how LettingaProperty.com bundles them into our plans, and why you should consider adding them to your landlord toolkit.
What Are Rent Guarantee Insurance and Legal Expense Insurance?
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Rent Guarantee Insurance (RGI):
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Covers lost rental income if a tenant falls into rent arrears and refuses (or is unable) to pay.
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Typically pays monthly rent up to a pre‑agreed limit and for a defined period (e.g. up to 3 or 6 months).
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Kicks in once you’ve served the appropriate notices (usually Section 8 or Section 21) and complied with insurer requirements.
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Legal Expense Insurance (LEI):
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Covers the legal costs associated with recovering rent arrears, serving notices and, if necessary, pursuing eviction through the courts.
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Includes solicitor fees, court application fees and bailiff charges.
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Ensures you have expert legal backing without unexpected bills.
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Together, Rent Guarantee Insurance and Legal Expense Insurance give you peace of mind: steady cash flow and professional support to handle tenant issues.
How We Offer Rent Guarantee Insurance: Our Plans at a Glance
At LettingaProperty.com, you can choose the level of service that best suits your needs:
| Plan Name | Core Service | Rent Protection | Property Maintenance |
|---|---|---|---|
| Rent Assured | Guaranteed Rent Protection | Up to 3 months’ rent (£3,000 max. claim) | No |
| Complete Care | Rent Assured benefits + property maintenance service | Up to 6 months’ rent (£6,000 max. claim) | Yes |
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We provide guaranteed rent protection: up to three months’ rent, with a maximum claim of £3,000.
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Ideal for landlords who want reliable income without day‑to‑day involvement.
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Includes all Rent Assured benefits alongside full property maintenance and tenant liaison.
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Rent protection for up to six months, with a maximum claim of £6,000.
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You can also compare all our plans here: Plans & Pricing.
Do You Need Insurance?
If you’re a landlord seeking security, our Rent Assured and Complete Care plans—are designed to safeguard your income and your peace of mind. Additionally, book a 15-minute call with one of our lettings experts to discuss our plans and your specific lettings needs.
For Building and Contents Insurance, we’ve partnered with Alan Boswell Group. Get a tailored quote for your rental property today—and if you already have cover, they’ll aim to beat your current premium. Get your insurance quote with Alan Boswell Group
Empower your landlord journey with LettingaProperty.com—because when the unexpected happens, you deserve to be protected.
